Home Finance, Made Simple.
No confusion. No delays. No hidden fees. Just the fastest approvals and lowest mortgage rates in UAE.
Get Pre Approved
Ask any question you have about mortgages!
Trusted by UAE home buyers
Expert advisors experienced in global and UAE banking.
Tailor-made mortgage options
Your terms. Your dream home. Financing made simple.
Hassle-free from start to finish
Complete mortgage support, from approval to disbursal.
Mortgage Approval Journey
Talk to a Mortgage Advisor
We take time to understand your financial situation and home buying needs then we identify the best possible mortgage options for you.
Complete your application
We handle the entire application process for you. Simply provide your documents, and our team takes care of the preparation, bank submission and follow-ups.
Leave the hassle to us
Spend time finding your dream home as we’ll deal with the stress of paperwork and all concerned parties.
Finalize your mortgage
Sign the final offer letter and receive your mortgage from the bank.
Why wait so long?
Get the right Mortgage In
14 days
Clearrate streamlines your mortgage journey. Our Mortgage Fast Pass provides priority processing with selected leading banks — helping you move forward sooner.
Trusted by Those We’ve Served
"Clearrate made moving between homes simple and stress-free, providing clarity and confidence with in Dubai."
Courtney Henry
"Clearrate simplified our home move with a stress-free process, giving us confidence and clarity through their bridge loan solution."
Esther Howard
"Moving homes felt effortless with Clearrate. Their bridge loan provided clear guidance, confidence, and peace of mind throughout."
Annette Black
"Clearrate made our property transition smooth and stress-free, delivering confidence and clarity when we needed it most."
Bessie Cooper
Frequently Asked Questions
- Who can get a mortgage in the UAE?
Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.
- Does Clearrate only offer support on new mortgages?
We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.
- What type of properties can be mortgaged?
The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.
- What is the minimum downpayment required?
The minimum downpayment starts from 15% of the property price, depending on your profile and the property's value.
- What salary is required?
Typically AED 15,000+ monthly income.